PROMISSORY NOTE
PAYABLE ON DEMAND

$__________________                                                                                                                                         

[City], [State]

                       For value received, the undersigned (Maker) promises to pay to ____________________ (Payee), or order, at its offices at [address], the principal sum of__________________________________________________ Dollars ($___________), together with interest at the rate hereinafter provided for on the unpaid principal balance of this note from time to time until paid in full.

                       Interest shall accrue on the unpaid and outstanding principal balance of this note commencing on the date hereof and continuing until repayment of this note in full at a rate per annum equal to ___%.  Interest only payments shall be made by Maker to Payee on or before the [1st] day of each [month].  The principal shall be due and payable in full on demand by Maker.

                       Maker shall make all payments hereunder to Payee in lawful money of the United States and in immediately available funds.

                       The maturity of this note may be accelerated by Payee in the event Maker is in breach or default of any of the terms, conditions or covenants of any other agreement with Payee or its affiliates.  Should default be made in payment of any installment when due hereunder the whole sum of principal and interest shall become immediately due and payable at the option of the holder of this note.

PROMISSORY NOTE -

LINE OF CREDIT – WITH INTEREST

$__________________ [City], [State]

For value received, the undersigned ("Borrower”) promises to pay to _____________ (“Payee”), or order, at its offices at [ address], the principal sum of ____________________________________________ Dollars ($___________), or so much thereof as may be disbursed to, or for the benefit of, Borrower by Payee, together with interest at the rate hereinafter provided for on the unpaid principal balance of this Note from time to time outstanding until paid in full. It is the intent of Borrower and Payee hereunder to create a line of credit agreement between Borrower and Payee whereby Borrower may borrow up to $___________________ from Payee; provided, however, that Payee has no obligation to lend Borrower any amounts hereunder and the decision to lend such money lies in the sole and complete discretion of the Payee.

The unpaid principal of this line of credit shall bear simple interest at the rate of _____ percent (__%) per annum, or the maximum amount of interest allowed under the laws of the State of ________________, whichever is less. Interest shall be calculated based on the principal balance as may be adjusted from time to time to reflect additional advances made hereunder. Interest shall accrue monthly on the unpaid balance of this Note but shall not be due and payable until such time as when the principal balance of this Note becomes due and payable. The principal balance of this Note shall be due and payable on [DATE].

Nothing contained in this Note shall be deemed to require the payment of interest or other charges by Borrower or any other person in excess of the amount that the Payee may lawfully charge under the applicable usury laws. In the event that Payee shall collect moneys which are deemed to constitute interest which would increase the effective interest rate to a rate in excess of that permitted to be charged by applicable law, all such sums deemed to constitute interest in excess of the legal rate shall be credited against the principal balance of this Note then outstanding, and any excess shall be returned to Borrower….

PROMISSORY NOTE -

INSTALLMENT PAYMENTS WITH INTEREST

$__________________ [City], [State]

For value received, the undersigned ("Borrower”) promises to pay to _____________ (“Payee”), or order, at its offices at [ address], the principal sum of ____________________________________________ Dollars ($___________), together with interest at the rate hereinafter provided for on the unpaid principal balance of this Note from time to time outstanding until paid in full.

This Note shall be paid within ____ years, in consecutive and equal installments of $_______ each, with a first payment of $_______ due on [DATE], and the same amount due and payable on the same day of each month thereafter.

Interest shall accrue on the unpaid and outstanding principal balance of this Note commencing on the date hereof and continuing until repayment of this Note in full at a rate equal to ___% per annum, or the maximum amount of interest allowed under the laws of the State of [State], whichever is less. .

Nothing contained in this Note shall be deemed to require the payment of interest or other charges by Borrower or any other person in excess of the amount that the Payee may lawfully charge under the applicable usury laws. In the event that Payee shall collect moneys which are deemed to constitute interest which would increase the effective interest rate to a rate in excess of that permitted to be charged by applicable law, all such sums deemed to constitute interest in excess of the legal rate shall be credited against the principal balance of this Note then outstanding, and any excess shall be returned to Borrower….

[COMPANY NAME]

[ Street Address]

[ City, State Zip Code]

Phone: [PHONE NUMBER]

Fax: [FAX NUMBER]

[INTERNET ADDRESS]

INVOICE

[ON LETTERHEAD]

[DATE]

INVOICE IS PAYABLE [INSERT TERMS, I.E., UPON RECEIPT, WITHIN 15 DAYS,
OR BY A SPECIFIC DATE]

PLEASE REMIT PAYMENT TO:

[INSERT ADDRESS WHERE PAYMENT

Services:

Expenses : [LIST ALL THAT APPLY, ADD OTHERS AS NECESSARY]…

Period of _______ to ________

Travel Expenses Reimbursement Form

DEMAND FOR PAYMENT

[ON LETTERHEAD]

[Date]

___________________________
___________________________
___________________________
___________________________

Re: Demand for Payment

Dear ___________________:

Our numerous attempts to resolve your long overdue account have not been successful. As you know, your overdue balance now equals $__________________ (which includes interest on the overdue account).

Your failure to make payment on your account may prompt us to....

DAILY SUMMARY OF CASH RECEIPTS

COMPARATIVE INCOME STATEMENT BY PERIODS

COMPARATIVE BALANCE SHEET

Check Disbursements Journal

Bill of Sale of Personal Property
(Without Warranty)

The undersigned seller, [NAME OF SELLER] (“Seller”), in consideration of the payment of the sum of $[SALE PRICE], the receipt of payment being hereby acknowledged, does hereby sell, transfer, convey, and assign to [NAME OF BUYER] (“Buyer”), and [ his or her] successors and assigns, the personal property described below:

Seller represents and warrants that [ he or she] has full and complete title and ownership in every respect of all of the described property, that [ he or she ] has the right and authority to transfer ownership of said property to Buyer, and that there are no liens, security interests, or other encumbrances other than those disclosed to Buyer in writing….

Bill of Sale for the Assets of a Business

The undersigned seller, [NAME OF SELLER] (“Seller”), in consideration of the payment of the sum of $[SALE PRICE], the receipt of payment being hereby acknowledged, does hereby sell, transfer, convey, and assign to [NAME OF BUYER] (“Buyer”), and [ his or her] successors and assigns, all interest in the following goods and chattels of the business known as [NAME OF BUSINESS] summarized below and described in detail in Exhibit A.

[SELECT FROM LIST ALL THAT APPLY]

Balance Sheet

As of: [DATE}

Accounts Receivable Monthly Customer Statement

Accounts Receivable Aging